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[ TERMS.MD ]

> LAST_UPDATE: 2025-01-08

> Terms apply to all projects and services.

[ 1. ENGAGEMENT ]

> Written agreement required
> Free consultation included

[ 2. PAYMENT ]

> Fixed projects: 50% upfront, 50% on delivery
> T&M: Monthly invoicing
> Payment term: 14 days

[ 3. IP_RIGHTS ]

> Transferred after full payment
> We retain portfolio usage rights

[ 4. WARRANTY ]

> 3 months bug fixes included
> Excludes scope changes

[ 5. CANCELLATION ]

> Project cancellation: 50% of remaining value
> T&M: 30 days notice